Hero Image Monica Rangel Jan 2024

Empowering Your Financial Future

Over Two Decades of Providing Tailored Financial Solutions for Leaders and Professionals

Monica Rangel Staff Image Jan 2024

Our Legacy of Trust and Expertise

Navigating the financial landscape can be complex, especially when your financial future feels uncertain. At Efficient Financial and Insurance Solutions, we bring nearly 20 years of expertise to give you the clarity and confidence you need to live your best life. We work closely with you to align your financial goals with your life's purpose, offering personalized guidance every step of the way. Our disciplined approach not only aims at protecting your wealth but also empowers you to seize valuable opportunities. With us by your side, you're not just making wise financial decisions—you're crafting a life of meaning and fulfillment.


Monica Rangel is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0E81456), FL, MI, MO, NV, NY, OH, OK, SC, TX, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Monica Rangel is licensed and authorized to offer insurance in California, but Efficient Financial & Insurance Solutions may not be. For additional information on California licensure status, please click here.

Monica Rangel is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2400 E Katella Ave Ste 800, Anaheim, CA, 92806, 714-343-5256. In this regard, this communication is strictly intended for individuals residing in the states of CA, NV, NY, OK, TX, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Monica Rangel is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, NV, NY, OK, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Efficient Financial & Insurance Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Efficient Financial & Insurance Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​