Videos

Continuing on the path toward financial preparedness
Group term insurance - Business solutions 
It's time to review your beneficiary information
How much life insurance do you need 
Taking care of business
2023 dividend video
Upgrade to permanent 
Standard of living 
Why buy life insurance 
NYL group disability insurance - Employee
NYL group disability insurance - Business owner 
Disclosure

Monica Rangel is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0E81456), FL, MI, MO, NV, NY, OH, OK, SC, TX, and UT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Monica Rangel is licensed and authorized to offer insurance in California, but Efficient Financial & Insurance Solutions may not be. For additional information on California licensure status, please click here.

Monica Rangel is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2400 E Katella Ave Ste 800, Anaheim, CA, 92806, 714-343-5256. In this regard, this communication is strictly intended for individuals residing in the states of CA, NV, NY, OK, TX, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

Monica Rangel is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, NV, NY, OK, and UT. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Efficient Financial & Insurance Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Efficient Financial & Insurance Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​